Who We Are
Your story,
your dreams,
Your future.
Our Story
Summit Wealth Management Group was founded in 2002 by Jerry J. Zins, Jr. — but the experience that shaped the firm reaches back to 1986, when Jerry began his career in financial services. Sixteen years of industry experience, three professional designations (CFP®, ChFC®, CLU®), and a growing client base in Ventura County led to the formation of an independent firm built around fiduciary principles and long-term relationships.
Today, Summit is in the midst of its own generational transition. Christina Zins, Jerry's daughter and the firm's Chief Executive Officer, is taking on expanded leadership responsibilities as Jerry steps into the next stage of his career — retirement. The continuity is intentional. Christina has been at the firm for years, holds the CFP® designation, was recognized as an AdvisorHub Women Advisor to Watch in 2024 and 2025, and shares the same fiduciary philosophy that has guided Summit since its founding. Together with the Summit Wealth Management team, they bring wisdom, experience, and longevity to each client relationship.
Our loyalty is to our clients. Through creative financial planning strategies, we have helped our clients retire comfortably, start a business, and transition to a new life stage — all with financial peace of mind. We build and sustain deep relationships with them and are honored to preserve their legacies across many generations.
Summit remains an SEC-registered investment advisor affiliated with LPL Financial, serving clients across the nation from our office in Camarillo. We provide comprehensive financial planning, wealth management, and life-event planning to pre-retirees, professionals, independent women, multigenerational families, and individuals navigating major transitions.
Our Mission
Our sole purpose is to guide our clients to their financial summit
While each summit looks different, we aspire to join you on your journey and lead you toward financial security, confidence, and peace of mind.How We Work
A few principles that guide our approach
We understand that planning your financial future is a sacred trust. Our approach rests on a few principles.
No two clients are the same
Every individual, family, and business owner comes to us with a distinct set of goals, circumstances, and priorities. We build each plan around your specific situation rather than fitting you into a standardized model or a one-size-fits-all portfolio.Technology enhances how we serve you
We put integrated tools to work across every part of your plan — not just investments. We model cash flow, tax, retirement-income, and estate scenarios, stress-test decisions against your goals, and monitor progress over time. The technology streamlines the work so more of our attention stays on you.Communication is integral
Good planning depends on a steady, two-way flow of information, so we meet and talk regularly and keep you informed as your situation changes. We aim to return client calls promptly, usually within the same day, because access shouldn't be something you have to wait for.Closely connected to our community
We give back to the community that helped build us into the firm we're proud to be today. Our advisors and staff invest their time, talent, and support in local charitable organizations and causes across Ventura County.Our Core Values
Trust • Guidance • Commitment
Communication is integral
A continual two-way flow of information; we meet and talk regularly, and aim to return client calls promptly, usually within two hours.Excellence Through Service
Superior, consistent, timely service is the cornerstone of the firm and the primary reason clients choose us.Value-Based Service
High ethical standards guide a value-oriented service structure that is fair and equitable in the eyes of the client.Client Relationships
We foster a rich partnership and a genuine interest in our clients' lives, honored to be part of their professional family.Pay It Forward
We invest our time, talent, and treasure back into the community that helps us grow.Our Team
A team passionate about helping you achieve your wealth objectives
Jerry J. Zins, Jr. CFP®
Founding PrincipalChristina Zins CFP®
CEO / Wealth AdvisorKaren Jones CRPC®
Client Services AssociateCarla Mulford
Operations Manager
Neil Westerman
Client Services AssociateBecka Casse MBA
Operations Associate
Let's Talk
We invite you to schedule a complimentary discovery meeting. Our first conversation focuses on you, your family, and your aspirations — and gives you a chance to interview us.
