Should I pay off student loans or invest?

It depends on your interest rates and any employer benefits. We help you compare the guaranteed “return” of paying down high-rate debt against the long-term growth of investing — and often the answer is a balance of both.

What’s the difference between a Roth and Traditional IRA, and which should I use?

A Roth IRA is funded with after-tax dollars and grows tax-free; a Traditional IRA may give you a deduction now but is taxed in retirement. Which fits depends largely on your current versus expected future tax rate — something we can model with you.

How much should I be saving in my 20s and 30s?

A common starting target is around 15% of income toward retirement, but the right number depends on your goals and obligations. The key is to start, automate it, and increase the rate over time.

I’m just starting out — is it worth working with a financial advisor?

Yes — the habits you build early compound for decades. Even with a modest balance, guidance on saving, debt, and investing can be one of the most valuable financial decisions you make.

The Next Generation

There is no better time to begin building your wealth than today.

Whether you're saving for retirement, a new home, higher education costs, or another major purchase, our financial experts are here to guide you along the way. Through education, advice, and collaboration, we can help you to pursue your financial goals.

Trust • Guidance • Commitment

Finances should not be overwhelming or confusing

We’ll help you navigate the entire process, start to finish. Together, we've got this.

We understand that managing your finances and monitoring the markets can be a complex task. As your dedicated financial partner, we'll help you feel confident on the road ahead.

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Educating New Investors

We welcome new investors to Summit Wealth! We take the time to educate our clients on the basics of the markets, economy, and other investment fundamentals. We take pride in serving as trusted partners, helping novice investors build wealth with each life milestone.

We work with young professionals, newlyweds, new parents, and more as they enter new phases of their lives and encounter new opportunities with each milestone. Understanding the importance of a financial education at a young age can set you up for success in the future.

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The Importance of Starting Young

Beginning to save and invest your money early in life can have a powerful, lasting effect. Not only will you have the opportunity to extend your growth potential over a longer period of time, you can also take advantage of the compounding effect on your investment returns.

Just as your investments can compound in value over time, so too can the value of our partnership. The sooner you begin your financial journey with Summit Wealth, the more meaningful our advisory relationship can prove to become in the decades ahead.

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Planning for the Future

We understand that having a clear picture of your financial future is important to you - and it's important to us too! While every client has different goals, many value the importance of a work-optional lifestyle and desire the idea of financial freedom that can be achieved at any age.

At Summit Wealth, we deploy a variety of techniques to help you envision the life that you desire. Through the use of in-depth analysis and projections, we aim to pinpoint your areas of strength and opportunity while providing specialized advice so that you can pursue your financial summit. As your dedicated wealth coaches, let us guide you along your unique journey towards success.

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Value Beyond Digital Platforms

At Summit Wealth, we recognize and embrace the value of technology in our world. Our offerings include integrated digital platforms and automated investment solutions. But there's one thing that makes us different from your standard online trading programs - our individualized advice. We work with you to understand your whole financial picture and develop a personalized strategy that will get you to your finish line.

Frequently Asked Questions

Questions from clients in the early stages of their financial lives, building habits that compound over decades.

Ready to start investing today?

Sign up for your own online investment account with Summit Wealth.

Get StartedGuided Wealth Portfolios

Our Services

For over two decades, Summit Wealth has offered holistic wealth solutions to individuals and families across the nation. Our personalized service and thoughtful advice has enabled us to become trusted members of our clients’ professional team. Through a confidential advisory relationship, we strive to bring you understanding and guide you towards making wise financial choices.

Financial PlanningLearn More

Whether your goal is to prepare for your financial future or simplify your overall finances, Summit Wealth can offer the clarity and guidance you need to pursue those goals. Together, we’ll design a personalized and comprehensive plan to ensure you stay on track and progress towards success.

Planning for Life EventsLearn More

Major life events often have an impact on your finances. Through support and collaboration, we will work with you to develop a solution that aligns with your unique financial situation while guiding you through these transitions with confidence.

Wealth ManagementLearn More

As fiduciary advisors, the prudent management of your wealth is our top priority. Our independent status gives us access to thousands of investments, allowing us to create comprehensive portfolios designed to help you pursue your financial goals.

Confidence comes from attention to detail.

Weʼve been at this a long time and weʼve got your best interest at heart. Your success is our success. We strive to deliver an unparalleled experience so that you can live confidently.

Our ProcessLearn how we do it

Let's Talk!

We invite you to schedule a complimentary discovery meeting in our offices to talk about your current situation and circumstances as well as your long-term objectives. Our initial meeting will focus on you, your family, and your aspirations. You’ll have an opportunity to interview us and find out why we may be a good fit for pursue your financial goals.